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Publications in VIVO

Gallagher, Emily Anne

Assistant Professor


Research Areas research areas


research overview

  • My research is empirical and centers on two areas: household finance and mutual funds. Recent papers in household finance examine the effect of changes in U.S. health policy on rent and mortgage delinquency rates, eviction/foreclosure costs, and household savings decisions. My work often involves quasi-experimental designs, using large policy changes or natural disasters as tools to better understand the financial calculus of households. In the mutual fund space, Emily‚Äôs research centers on identifying the factors driving fund investors to redeem shares during down markets and what, if any, consequences these redemptions carry for the stability of the global financial system.


  • Household finance, flood insurance, natural disasters, plasma donation, payday loans, affordable housing


selected publications


courses taught

  • MSBC 5610 - MS Real Estate Finance and Investment
    Primary Instructor - Fall 2019
    Topics include 1) conducting income property investment analysis; 2) developing the technical competence necessary to structure real estate transactions; and 3) understanding the financial assets securitized by real estate. Students will analyze income properties using Excel and ARGUS-DCR. Techniques for structuring real estate transactions examined in this course include lender participations, sale-leasebacks, joint ventures, and real estate syndications.
  • REAL 4100 - Real Estate Finance and Investment Analysis
    Primary Instructor - Spring 2019 / Fall 2019 / Fall 2020 / Spring 2022
    Covers: 1) traditional and alternative financing of residential and commercial real estate; 2) pro forma cash flows and valuation of income generating properties; 3) real estate decisions of non-real estate corporations; and 4) mortgage backed securities and real estate investment trusts (REITs).


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